Investor Profile Questionnaire

The answers to the following eight questions will help you determine your investor profile and recommend which of Empire’s Portfolio Funds* may be right for you. Your profile takes into account your time horizon, your risk tolerance and your investment goals.

You should review your profile and investment plan with your advisor every year to make sure your long-term investment approach is consistent with your needs.


1. What is your main investment goal?
Capital preservation — to protect the value of my original investment
Capital growth — to increase the value of my original investment
Income to meet current needs
Income to meet future needs
   
2. Which statement best describes your objective in relation to the financial goal you identified in Question #1?
I must meet my financial goal within my specific timeframe.
I hope to meet my financial goal by my target date. However, I do have some flexibility to wait 1 to 2 years longer than my original target date to meet the specific dollar requirement.
My financial goal is something I am working toward but understand I may not achieve. If I have not met my specific target by the original target date, I will not be overly concerned. I will re-evaluate my position and either postpone the realization of that goal to some future time or eliminate it altogether.
   
3. Will you want to withdraw 20% or more of your original investment at any time?
Yes, within the next 3 years
Yes, within 3 to 5 years
Yes, within 5 to 10 years
Yes, but more than 10 years from now
Not likely
   
4. How would you describe your knowledge about investing?
Little or no knowledge, having been mainly a “saver” up until now
Some knowledge and familiarity with some investment terms and options
Good working knowledge of the markets and investment options
In-depth knowledge of investment options and strategies
   
5. What types of investments have you purchased over the recent past?
Please answer yes or no for each selection.
Yes No   GICs, Canada or Provincial Savings Bonds
Yes No   Segregated Funds
Yes No   Mutual Funds
Yes No   Bonds (other than Savings Bonds), Stocks
Yes No   Exchange Traded Funds
Yes No   Options
   
6. Keeping in mind that you are investing for the long term, the value of your investments will fluctuate with changes in the financial markets. If your investment portfolio decreases in value because of unfavourable market conditions, how many years are you willing to wait for your investment to recover its value?
I'd prefer not to experience any significant decrease in the value of my portfolio
I’m willing to wait up to 1 year
1 to 3 years
3 to 5 years
   
7. The bar charts below show annual rates of return earned by three hypothetical investments over an eight-year period. Each chart also shows the cumulative value of an initial lump sum deposit of $50,000 made at the beginning of year one through to the end of year eight. Given the fluctuation of the returns for these three investments and their ending values, which would you choose?
Investment A with a 5% average annual return and ending value of $72,339
Investment B with a 7% average annual return and ending value of $84,613
Investment C with an 8% average annual return and ending value of $89,585

Portfolio A

Portfolio B

Portfolio C

 
   
8. Which statement best describes your concerns about market fluctuations?
I am uncomfortable with any significant fluctuation in my portfolio from year-to-year and I am content for my portfolio to keep pace with inflation.
I am willing to invest a modest amount in stocks (less than 50%) to have my portfolio grow slightly faster than inflation. I understand that the value of my portfolio will fluctuate a small amount.
I am willing to invest moderately in stocks (50%-65%) to have my portfolio grow faster than inflation. I understand that the value of my portfolio will fluctuate somewhat.
I am comfortable investing heavily in stocks (more than 65%) to have my portfolio grow much faster than inflation. I understand that the value of my portfolio may fluctuate significantly.
 

*Empire’s Portfolio Funds are segregated funds that invest in underlying Empire
Segregated Funds.

To find out more about Empire’s Portfolio Funds, talk to your independent advisor.

Portfolio Funds
Risk vs. Return
Why use an Independent Advisor?



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