New - Vital Assist Health Benefit

 

 

Helping employees cope
with serious illness . . .
No medical information required, to quality for coverage.  No exclusions for pre-existing medical conditions.

 The Vital Assist Health BenefitTM is an optional component offered through our Group Products that provides a tax-free benefit* to employees upon diagnosis of one of four life-altering covered medical conditions:

  • Cancer 

  • Heart Attack (Myocardial Infarction)

  • Stroke

  • Coronary Artery Bypass Surgery

When serious illness strikes it can be devastating for employees and their families. The reality is that bills still need to be paid, and even after provincial health insurance and traditional group benefits, they may still face significant out-of-pocket medical costs. This benefit is intended to assist the employee and their family with the burden of those additional expenses.

Upon diagnosis and when the first occurring** covered condition criteria are met, Vital Assist Health Benefit will pay to the insured employee:

Exclusive to Empire Life $5,000 lump sum payment PLUS be eligible for an additional $5,000 medical expense benefit

 

 

 

For more information about this new benefit, please refer to the Marketing documents below, or contact your local Group Representative.

Provide employees with significant protection
for only a few dollars a month!

PDF Vital Assist Health Benefit Producer Guide
PDF Vital Assist Health Benefit Plan Member Guide
PDF Vital Assist Plan Member Q&A

*   Current tax interpretation is that all Vital Assist Health Benefit proceeds will be tax-free to the employee
**  The Vital Assist Health Benefit is payable only once in an insured employee's lifetime although they may subsequently be diagnosed with other covered conditions.

TM Trademark of The Empire Life Insurance Company.





®  Registered trademark of The Empire Life Insurance Company.
Policies are issued by The Empire Life Insurance Company.
© 2001 .  Empire Life.