Covered Illnesses

Our critical illness coverage provides a lump-sum payment if you are diagnosed with one of the covered critical illnesses or conditions.

Please talk to your advisor for more information about the benefits, eligibility, and payment conditions for the covered illnesses or conditions.

Empire Life VITAL LINK offers 23 covered conditions, including:

• Alzheimer Disease
• Aortic Surgery
• Benign Brain Tumour
• Blindness
• Cancer (Life Threatening) 
• Coma
• Coronary Artery Disease Surgery
• Deafness
• Heart Attack
• Heart Valve Replacement
• Kidney Failure
• Loss of Independent Existence 
• Loss of Limbs
• Loss of Speech
• Major Organ Failure on Waiting List
• Major Organ Transplant 
• Motor Neuron Disease
• Multiple Sclerosis
• Occupational HIV Infection
• Paralysis
• Parkinson's Disease
• Severe Burns
• Stroke