Empire Life TRILOGY ... For Your Way of Life

Financial security means different things to different people. For many of us, it means a comfortable standard of living. But maintaining this standard takes hard work … and money. With flexible life insurance options, comprehensive critical illness protection and industry-leading investment options, Empire Life TRILOGY can help build a solid financial foundation.

TRILOGY’s Key Life Insurance Features

  • Choice of Level, Level Sum Insured with Return of Premium, or Increasing Sum Insured
  • Up to 5 individuals covered under one policy
  • Single and Joint coverages
  • Choice of 5 different payment structures to suit your individual needs
  • Investment growth can cover cost of insurance

The life insurance protection is the cornerstone of your TRILOGY policy, and one of the last tax shelters still allowed under Canadian tax laws. Depending on how your investments perform, and how you set up your policy, your investments could even grow to a stage where they could help to cover the monthly cost of insurance. This is a very effective and low-cost way of buying insurance, since you are actually paying the monthly charge with tax-free growth!

TRILOGY's Key Investment Features

  • 7 Guaranteed Interest Options 
  • 23 Index Options (Index Option Investment Information) 
  • Tax-Exempt and Overflow Accounts help you maintain the tax-exempt status of your investments
  • Loan Account
  • Wealth Plus investment bonus enhances long-term returns
  • Comprehensive annual reporting

  • Maximizer can increase your tax-deffered investment growth, while minimizing your overall insurance costs

TRILOGY's investment options were specially designed to allow you to create a customized investment portfolio. You can choose from a variety of Guaranteed Interest Options that will guarantee your principal, and at the same time earn competitive interest rates. If you are looking for additional growth, you can choose from TRILOGY’s 23 Index Options.

TRILOGY’s Key Critical Illness Insurance Features

  • Provides a lump sum payment if you are diagnosed with a critical illness
  • Protection against 21 covered critical illnesses including loss of independence
  • Choose between two types of critical illness coverages
  • Choose among four different payment structures to suit your individual needs

TRILOGY’s Life Plus Critical Illness insurance is designed to help you cover the costs associated with a critical illness. It pays a lump sum benefit at least 30 days after the diagnosis of most covered critical illnesses. Adding critical illness insurance to your TRILOGY policy can give you comprehensive and complete protection.

TRILOGY'S Riders and Benefits

 

Covered illnesses
Independent advisor




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