Empire Life Solution 100

Empire Life Solution 100 is a policy whose premiums are due for life. This insurance provides protection at an affordable guaranteed premium.

Solution 100 comes in two versions:

• Solution 100 - Term: Term to 100 insurance without cash values
• Solution 100 - With Values: Term to 100 insurance with cash values that start in the 20th year.

Solution 100 features:

• Your policy will be fully paid-up at age 100. The amount of your insurance will increase by 5% every year thereafter.
• Available for issue up to age 75 for as little as $25,000 or $500 annual premium
• Non-smoker rates are available if you have not used tobacco or nicotine products in any form in the past 12 months.
• The amount of insurance provided by your Solution 100 policy is guaranteed to remain the same over the life of your policy.
• Your premium rate is guaranteed not to increase.

If you decide to stop paying premiums on your Solution 100 - With Values policy, after the beginning of the 20th policy year, your policy will retain a lesser insurance benefit that is already paid for, and will continue to provide insurance coverage for you for the rest of your life.

This policy is available for issue up to age 75 and the coverage is available from as little as $25,000 or $500 of annual premium.

Non-smoker rates are available if you have not used any tobacco or nicotine products in any form in the past 12 months.

Contact your independent advisor to find out more.

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