Permanent Insurance

These are some of the permanent insurance products that we offer:

Permanent Insurance
Permanent insurance is considered by many people to be the most secure form of insurance to protect against financial loss due to death.

Empire Life TRILOGY
Empire Life TRILOGY, universal life insurance combines flexible life insurance coverage, a wide array of industry-leading investment options and our unique critical illness insurance covering 21 life-altering conditions.

Solution 100

  • Solution 100 Term: Term to 100 insurance with no cash values.
  • Solution 100 With Values: Term to 100 insurance with cash values that start in the 20th year.

OPTIMAX
OPTIMAX offers permanent life insurance protection with important guarantees.

20 Pay Solution
Our Guaranteed 20-Pay Solution provides level life insurance protection to age 100. Premiums are only paid for 20 years, at which time the coverage is fully



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