Empire Life Solution 10

You may be aware that term insurance is generally the least expensive insurance you can buy, and when you buy 10-year term insurance, you’re buying insurance coverage for 10 years. Empire Life SOLUTION 10 is a 10-year renewable and convertible term policy. Premiums are guaranteed and remain the same for 10 years at which point the policy renews automatically and the premiums increase. This is affordable, flexible protection for your growing family or business.

Features include:

• Fully guaranteed premiums, renewable every 10 years. These premium rates are guaranteed and will not change prior to the next renewal period. Renewal rates are based on your age, in addition to other factors, at the time of renewal.
• Level coverage to age 100. Coverage increases by 5% every year thereafter.
• Coverage available from $25,000.
• Non-smoker rates available if you have not used any tobacco or nicotine products in any form in the past 12 months.
• Solution 10 is available as a rider on a base policy. This can be a more economical way to add additional insurance to an existing policy.
• You can convert your plan to any level premium permanent plan being offered by the company until age 75, regardless of your health.
• You can select additional benefits, such as disability waiver of premium, guaranteed insurability rider, and accidental death and dismemberment benefit.

At Empire Life, we pride ourselves on our excellent, personal service. We work every day to support the relationship between you and your independent advisor. If you have any questions about your Solution 10 insurance, you can talk to your independent advisor.

Why Use an Independent Advisor?