The RRSP Centre

NEW from Empire Life for the 2007 RRSP Season

• New fund: Our new Global Dividend Growth Fund gives you more opportunities to diversify your portfolio, both at home and abroad.
• RRSP loans: Our RRSP loan program, in partnership with B2B Trust and AGF Trust offer rates as low as PRIME - 0.50%, and flexible payment options so you can invest more in your Empire Life RRSP.

Strategies to help you retire faster

Here are some strategies to help you increase the size of your RRSP over the long term.

• Start early and contribute often. When it comes to investing, the early bird gets the return. Click here for more tips on smart saving.
• Consider an RRSP loan. Many people take out a loan to buy cars and boats, items that depreciate in value, but they don’t consider borrowing to invest in something that may grow in value, such as their RRSP. An RRSP loan can make the difference between retiring comfortably and retiring in style
• Understand that not all RRSPs are the same. Segregated funds are a smart choice because they come with powerful guarantees to protect your capital and other important benefits.

Find out if you’re on track

Registered Retirement Savings Plan Calculator
Are you saving enough for retirement? Find out if you're on track with our retirement calculator.

RRSP Loan Calculator
See how affordable an RRSP loan can be.

RRSP vs. Mortgage Calculator
What's smarter: invest in your RRSP or pay down your mortgage? This calculator can help you understand which strategy may be best for you.