Our Products
BeneFit
For businesses with 2-19 employees, BeneFit is a comprehensive benefits solution that provides simple plan options, easy administration, and cost-effective protection.
BeneFitPlus
For businesses with 20-50 employees, BeneFitPlus is a comprehensive benefits solution that provides simple plan options, easy administration, and cost-effective protection.
20Plus
For businesses with 20 employees or more, 20Plus is a flexible, comprehensive solution that lets you customize a cost-effective employee benefits plan.
Life/Accidental Death & Dismemberment
Financial protection for employees and their families in the event of death or serious accident.
Disability Benefits
Short and long-term income protection for employees who need to take time off work due to illness or injury.
Prescription Drugs
Drug coverage for employees and their dependants.
Extended Health Benefits
Coverage of health and wellness items such as prescription drugs, paramedical services, vision care, etc., not covered by provincial health care plans.
Health Care Essentials
A plan option under Extended Health Benefits that gives employees choices in how they spend their major medical benefit, while providing cost management measures for business owners.
Emergency Travel Assistance
Protection for employees and their families if they have a medical emergency while travelling outside their home province or outside of Canada.
Dental Benefits
Coverage of dental services, with a full range of options including basic dental care, periodontic/endodontic, major restorative, and orthodontic services.
Cost Plus
A plan option that lets businesses pay dental and health claims that exceed the provisions of their contract.
Incidental Health Expense
A simplified spending account that gives employees the flexibility to cover health and dental expenses in excess of their core plan coverage.
Vital Assist Health Benefit
Practical and reliable financial support for employees who experience critical illness.
Employee Assistance Program (EAP)
A range of confidential services for employees and their dependants, as well as for managers and company leaders, to help resolve challenging situations and maintain productivity.
Administrative Services Only (ASO)
For businesses that self-insure all or a portion of their employee health and dental benefits, we provide the full complement of supporting administration.