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- Why Choose Empire Life?
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Our Products
- BeneFit
- BeneFitPlus
- 20Plus
- Administrative Services Only
- Cost Plus
- Dental Benefits
- Disability Benefits
- eClaims
- Employee Assistance Program
- Extended Health Benefits
- Health Care Essentials
- Health Care Spending Account (HCSA)
- Healthcare Pooling
- Incidental Health Expense
- Life/AD&D
- Prescription Drugs
- Travel Emergency Assistance
- Vital Assist Health Benefit
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- Group Benefits Contacts
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Forms & Tools
Managing Your Risk
Insurance coverage is the first line of defence in risk management.
For those who are underinsured, a death or change in health can be financially devastating to a business, family or individual.
Having duplicate coverage or being over-insured can also prove ineffective by wasting money better spent elsewhere.
In either case, having the right balance in insurance is essential to a healthy financial plan.