Critical Illness Insurance

Critical illness insurance is a form of health insurance protection that provides a lump sum benefit to you should you survive a serious illness or condition covered by your policy.

Illnesses such as Cancer, Heart Attack or Stroke can have an impact on you, your family or business on an emotional and financial level. Critical illness coverage by Empire Life provides a lump sum of cash, tax-free, to help you with the financial means to continue treatment, find the right treatment and protect your financial assets at the same time.

Empire Life offers three critical illness products:

  • Vital Link 10
  • Vital Link 75
  • Vital Link 100

Other benefits include options to get some or all of your money back should you never make a claim and medical assistance services to help you through difficult times.

Critical illness insurance is a great choice for

  • Hard-working individuals worried about future health problems
  • Businesses that cannot afford to lose key employees due to an illness
  • High net worth clients looking to protect their retirement plans
  • Anyone wanting to protect their lifestyle