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We have:

  • 341,000 individual customers

  • 11,300 group employer customers

  • 252,000 group life and health plan members

  • 860 employees across Canada; 530 employees at our corporate head office in Kingston, Ontario

  • 36,000 distribution partners--professional financial advisors, brokers, managing general agents, group producers and mutual fund dealers across Canada

Our corporate fact sheet provides an overview of our company and financials from the quarter.
Read our latest fact sheet


  • Voted Top Life & Health Insurer in Canada in 2019, 2018, and 2016 by the Insurance Business Awards

  • Ranked among Canada’s Top Employers by Forbes in 2020 and 2019

Company ownership

Our unique ownership structure is a competitive advantage. We are a subsidiary of E-L Financial Corporation Limited. Since 1956, the Jackman family has been involved with Empire Life, and has controlled E-L Financial since its incorporation in 1969. 

Financial strength

We are strongly capitalized. The strength of our capital base (LICAT) was 136% as of December 31, 2020, well above the requirements set by the Office of the Superintendent of Financial Institutions Canada (OSFI) and Empire Life’s minimum internal targets. 

What is LICAT?

The Life Insurance Capital Adequacy Test (LICAT) measures a company’s ability to meet obligations to its policyholders. OSFI requires life insurance companies to maintain a LICAT ratio of at least 90% and expects their internal targets to be at least 100%.