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The Empire Life Sales, Tax, Estate Planning, Underwriting & Product Team (STEPUP) can give you a "step up" in your business by helping you:

  • Outline comprehensive tax & estate planning alternatives for your clients
  • Focus on high net worth clients, business owners and professionals
  • Increase case placement success
  • And ultimately add value to your client relationships

Estate planning is about taking care of yourself throughout your life, and providing for those you care about at all points in the future. Decades ago it may have been that a person's Will would be the only formal document that was put in place for this purpose. In our complex world today, it is best carried out through informed advice from a broad array of legal, tax and financial professionals.

Our team of practising professionals provide advanced concepts, case consultation, tax, estate planning, actuarial and underwriting support to select advisors in all regions where Empire Life has a strong presence. Contact your Account Manager for more information on the team's services.

 

Caroline Keyes Caroline Keyes
FALU, FLMI
Director and Chief Underwriter, Retail Operations
caroline.keyes@empire.ca
Steve MacCharles Steve MacCharles
FSA, FCIA, FLMI
Vice-President and Corporate Actuary
steve.maccharles@empire.ca
John Quirt John Quirt
ALMI
Product Manager, Retail Insurance Products and Marketing
Peter A. Wouters Peter A. Wouters
RFG, AIAA, ARP, TEP, FLMI, RHU, CFP, CLU, CHFC, ACS, CPCA, ALHC, CHS, EPC, AFSI
Director, Tax, Retirement & Estate Planning Services
peter.wouters@empire.ca
905-336-1209
J. David Thomas J. David Thomas
CGA, CFP, TEP, CLU, R.F.P.
Director, Advanced Sales & Marketing, Life