Empire Life Non-Participating Permanent Life Insurance is available in two products, Solution 100 and Term to 100. With Non-Participating Permanent Life Insurance, the premiums and death benefit remain level for the life of the contract, providing an attractive solution for those looking to:
- Have life insurance for their entire life
- Cover business expenses or buy/sell arrangements at the time of their death
- Cover taxes, debts and expenses payable by their estate
- Leave a legacy for their family or favourite cause
Plan Highlights
- Fully guaranteed rates
- Paid-up coverage at age 100
- Guaranteed cash surrender values start in year 10 (Solution 100 only)
- Guaranteed reduced paid-up values start in year 10 (Solution 100 only)
- Clients can add critical illness (CI Protect) or other Solution plans as a rider and save fees
Non-Participating Permanent Life Insurance Marketing Materials
- Term to 100 and Solution 100
- Non-Participating Permanent Life Insurance Overview
- Non-Participating Permanent Life Insurance Advisor Guide
- Non-Participating Permanent Life Insurance Client Guide
- Solution 100 Case Study
- Term to 100 Case Study
- A Package Deal in Action
Sample Contracts - Solution 100
- Sample contract - Solution 100
- Sample contract - Solution 100 - Joint First To Die
- Sample contract - Solution 100 - Joint Second Death
Sample Contracts - Term to 100
- Sample contract - Term to 100
- Sample contract - Term to 100 - Joint First To Die
- Sample contract - Term to 100 - Joint Second Death