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Investment solutions to meet all your clients’ needs.

Your clientele is diverse. Given their various life stages, investment objectives, and risk tolerances, you need investment solutions that provide choice and ease of use.

Empire Life Guaranteed Investment Funds are suitable for a range of clients, from very conservative to aggressive growth investors, from those just starting their retirement plans to those planning their estate.

Key Information:

  • Choice of death benefit and maturity guarantees with 75/75, 75/100 and 100/100 - all offering:
    • Automatic annual death benefit resets to age 80
    • Potential for higher growth with up to 100% equity exposure available
  • 100%1 death benefit guarantee on deposits made to age 90 on 75/100 & 100/100 series
  • Diversified investment choices ranging from fixed income to 100% equity, including our tactically managed Emblem GIF Portfolios
  • For over 50 years, Empire Life has been providing Canadians with the investments they need to build wealth, generate income, and achieve financial security
  • GIF Preferred Pricing starting at $500,000 per household - Download Householding Form
  • Purchase options of Front End, Low Load, No Load, DSC and Fee For Service
Series 75/75 75/100 100/100
For clients who want to:
  • Grow their investments with benefit of guarantees
  • Protect personal assets from creditors
  • Competitive fees
  • Grow investments while protecting their estate
  • Maximize their legacy
  • Maximize capital and estate protection
Guarantees
  • 75% maturity benefit guarantee
  • 75% death benefit guarantee
  • 75% maturity benefit guarantee
  • 100% death benefit guarantee
  • 100% maturity benefit guarantee1
  • 100% death benefit guarantee1
Resets
  • Automatic annual death benefit resets until age 80
  • Automatic annual death benefit resets until age 80
  • Automatic annual death benefit resets until age 80
  • Two client-initiated maturity benefit guarantee resets per calendar year

 

Empire Life Guaranteed Investment Funds provide investment choice and flexibility, combined with unique insurance benefits, resulting in highly effective investment solutions to your clients’ diverse needs.

Marketing Materials for Advisors

Marketing Materials for Clients

Point of Sale Materials

  • Empire Life GIF 75/75, 75/100 and 100/100:
    • You can find the applications on our Printable Applications page. These include:
      • Application for Empire Life Guaranteed Investment Funds (Empire Life GIF) (INV-911)
      • Empire Life Guaranteed Investment Funds (Empire Life GIF) Application for a Nominee/Intermediary Account (INV-912) 
      • Empire Life Guaranteed Investment Funds (Empire Life GIF) Application for a Tax-Free Savings Account (TFSA) (INV-913)
    • Empire Life Guaranteed Investment Funds Information Folder and Contract Provisions (INV-943)
    • Fund Facts (INV-941)
      • Addendum (INV-941B) for any Empire Life Guaranteed Investment Funds Fund Facts issued on or after October 23, 2019. Print and insert into existing stock of the Empire Life Guaranteed Investment Funds 75/75, Guaranteed Investment Funds 75/100, and Guaranteed Investment Funds 100/100 Fund Facts booklet as at December 31, 2018 (INV-941). 


1 100% of deposits if policy issued before annuitant’s 80th birthday, otherwise 75% of deposits

A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Segregated Fund is invested at the risk of the contract owner and may increase or decrease in value.