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A sound investment isn't your clients' only reward

Your clients can reach their goals faster with the Empire for Life Loyalty Program. It rewards long-term investors like them.

How does Empire for Life work?

If your clients own Empire Life Guaranteed Investment Funds1 or Class Plus 2.11 contracts for at least 10 consecutive years, they may be eligible to receive a distribution/credit equal to 5% of the annual management fee after 10 years. Additional deposits they make in a qualified product will also be eligible for the management fee credit.2

It all adds up—the Empire for Life Loyalty Program can help them reach their goals faster.

How do you enrol your clients in the Program?

Your clients are automatically enrolled when they open an eligible policy.

Talk to your Empire Life sales representative about the Empire for Life Loyalty Program and how you can help your clients reach their goals.

The Empire for Life Loyalty Program is also available for Empire Life Mutual Funds.3


1Empire Class Segregated Funds, Elite/Elite XL segregated funds and Class Plus 2 contracts opened between January 9, 2012 and October 31, 2014 may also be eligible.

2Contract Owners must have Empire Life Guaranteed Investment Fund, Class Plus 2.1, Empire Class Segregated Fund units, Elite/Elite XL segregated funds and Class Plus 2 Fund Class Units [Empire Life Mutual Fund investors must own units] on the date of the management fee credit/distribution in order to receive it. The management fee credit/distribution will be used to purchase additional Fund Class Units [mutual fund units] and will be allocated proportionately based on the Market Value of each Fund(s) that the client is invested in on December 31 of each year (or the last valuation date of the year, if earlier). Empire Life Mutual Fund Series I units are not eligible for this program. Any amount that is allocated to a Segregated Fund is invested at the risk of the contract owner and may increase or decrease in value.

3 Empire Life Mutual Funds are offered and managed by Empire Life Investments Inc. The units of the Funds are available only in those jurisdictions where they may be lawfully offered for sale and therein only by persons permitted to sell such units.