The following guidelines are designed to help you understand the Optimax Paid-up Additions Rider. These guidelines reflect our current practice based on current industry standards for tax- sheltering funds within a participating life insurance contract (new or existing) and are subject to change or withdrawal without notice.
|Favourite||C-0170-EN||PAD Authorization Pre Authorized Debit||Download|
|Favourite||C-0056-EN||Financial Changes Request For Life And Health Policies||Download|
|Favourite||C-0075-EN||Change Of Name||Download|
|Favourite||D-0011-EN||Verification Of Identity Of Owners Determination Of Third Party Interests||Download|
|Favourite||C-0023-EN||Life/Universal Life Investment Component Change Form||Download|
|Favourite||C-0001A-EN||Application For Reinstatement Of Lapsed Policy||Download|
|Favourite||D-0075-EN||Foreign Travel Residence Questionnaire||Download|
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As a follow-up to our earlier announcement on pending changes affecting level cost of insurance rates in our universal life plans and rates only for our non-participating permanent life insurance plans as well as some other changes, enclosed are the transition rules for the upcoming rate changes and details of what those changes are.
Next month we will be announcing changes to improve the viability of our long-term insurance solutions with a focus on level cost of insurance within universal life, Solution 100, and 20 Pay Solution non-participating whole life plans.
Details about these changes, including transition rules, will be communicated in the next 2-3 weeks.
Empire Life will be introducing new level cost of insurance rates for Trilogy and Trilogy Plus. These changes will take effect after September 30, 2011.