Welcome to The Empire Life Insurance Company

You have left the Independent Financial Concepts Group Ltd. (IFCG) website and are entering the Empire Life online life insurance application. Eligible individuals can apply online for up to a maximum of $1,000,000 of term life insurance and may be instantly approved and covered.

If you proceed to our online life insurance application and purchase an insurance policy, Gary Mandel, who is an independent insurance agent with Independent Financial Concepts Group Ltd. (IFCG), will be assigned to your policy to provide you with any required after-sales service and advice about your policy, provided you live in the province(s) of ON.