Empire Life announced today it is expanding its group critical illness offering. Effective July 1, 2015, it will offer a complete portfolio of Group CI products for groups of three and up.
The new Traditional CI product will cover 31 conditions (plus 15 for dependent children) and provide up to $250,000 in coverage. The new Enhanced CI includes the features in Traditional CI plus partial, multiple and cancer recurrence benefits. Both products offer dependant and spousal CI. The Vital Assist Health Benefit has been enhanced, renamed Vital Assist CI, and will have coverage options for groups of three and up. Customers can also add optional coverage—either optional Traditional CI or Enhanced CI to any one of the three products.
There is lots flexibility built into each product, so employers can select the type and the amount of coverage that’s right for their employees.
“The medical breakthroughs that are helping people live longer and survive major illnesses also make critical illness insurance more relevant and prevalent than ever before” says Janet Jackson, Vice-President of Group Marketing. “Being told you have a serious illness is enough of a challenge without also having to worry about how to pay for day to day living expenses or unexpected costs related to the illness.”
All Empire Life group CI customers will have access to our Health Concierge Service. Delivered by MedExtra Inc., the Health Concierge Service complements critical illness insurance and is designed to bridge the gap between the healthcare employees need, if they are critically ill, and what our healthcare system is structured to provide.