Our expertise, your decision
Advice to Pay (ATP) is a service for employers that self-insure short-term disability claims. Empire Life professionally reviews the claim and assesses against our standard Short Term Disability plan provisions.
We provide a comprehensive and objective recommendations report to help employers know how to move forward. This service offers clarity about the validity of an absence, the expected return-to-work date, and any accommodation that might be appropriate.
ATP is a cost-effective way to help employers make the right decisions for both their employees and their business.