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935 results found.
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empire life employees participating in a community event, pulling coworker in cart in kingston, ontario, respect. embrace. inspire., what diversity & inclusion means to us at empire life., women smiling at coworkers in boardroom embracing diversity we are committed to fostering a diverse and inclusive workplace where everyone can be themselves, feel they belong, and have equal opportunities. want to work for empire life? group…, making empire life a great place to work, learn and grow, this includes treating each other with respect, holding ourselves and each other accountable, valuing diversity and striving for inclusion. we recognize it takes work to ensure all members of our community feel a sense of belonging, and we are…, our d&i corporate statement, we are stronger together, and together we all thrive., respect:, cultivate a culture of respect and equity;, embrace:, embrace and value our differences, stories, experiences and ideas; and, inspire:, inspire each other and create an environment of learning., we are stronger together and together we thrive
Last Updated2022-10-14
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fixed income portfolio manager ian fung discusses the elevated levels of volatility in credit, equities, and interest rates. watch the off the cuff video. read the summary
Last Updated2022-10-25
14
q3 2022 highlights (compared to q3 2021) , • common shareholders’ net income of $45 million compared to $33 million • earnings per share (basic and diluted) of $45.27 compared to $33.78 (kingston, on – october 27, 2022) – empire life reported third quarter common shareholders’ net income…, financial highlights , , third quarter, year to date, (in millions of dollars except per share amounts), 2022, 2021, 2022, 2021 common shareholders' net income, $45, $33, $117, $222 earnings per share - basic and diluted, $45.27, $33.78, $118.39, $225.70 other financial highlights, sep 30 2022, jun 30 2022 mar 31 2022 dec 31 2021 return on common shareholders' equity (trailing four quarters) 1, 7.6%, 7.0%, 6.7%, 13.8% licat total ratio, 137%, 139%, 142%, 144% 1 see non-ifrs measures the following table provides a breakdown of the sources of earnings by line of business for the second quarter and year to date. , sources of earnings 1, , third quarter, year to date, (in millions of dollars), 2022, 2021, 2022, 2021 expected profit on in-force business, $53, $50, $161, $148 impact of new business, 2, (9), (2), (16) experience gains (losses), (16), (2), (54), 144 management actions and changes in assumptions, 37, 2, 55, 17 earnings on operations before income taxes, 76, 41, 160, 300 earnings on surplus, (15), 4, (4), 72 income before income tax, $61, $45, $156, $300 income taxes, 14, 10, 35, 72 shareholders’ net income, $47, $35, $121, $228 dividends on preferred shares, (2), (1), (4), (6) common shareholders' net income, $45, $33, $117, $222 experience gains (losses) were significantly lower for the year to date in 2022 as the comparable period in 2021 included a non-recurring release of segregated fund guarantee related policy liabilities which occurred in the first quarter of…, non-ifrs measures , empire life uses non-ifrs measures including return on common shareholders’ equity, source of earnings, assets under management, annualized premium sales, gross and net sales for mutual funds, segregated funds and fixed annuities to provide…, additional information , all amounts are in canadian dollars and are based on the unaudited consolidated financial results of empire life for the period ended september 30, 2022. additional information about empire life can be found in empire life’s latest management’s…, about empire life , established in 1923 and a subsidiary of e-l financial corporation limited, empire life provides individual and group life and health insurance, investment and retirement products. the company’s mission is to make it simple, fast and easy for…
Last Updated2022-10-27
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(kingston, on – october 27, 2022) – the board of directors of the empire life insurance company (empire life) today declared the following cash dividends: , class , record date , payable date , amount of dividend per share , common shares november 14, 2022 december 6, 2022 $18.45 non-cumulative rate reset preferred shares, series 3 december 19, 2022 january 17, 2023 $0.30625 empire life advises that the above referenced dividends are eligible dividends for the…, about empire life , established in 1923, empire life is a subsidiary of e-l financial corporation limited. the company’s mission is to make it simple, fast and easy for canadians to get the investment, insurance and group benefits coverage they need to build wealth,…
Last Updated2022-10-27
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(kingston, on – november 23, 2022) –the annual empire life united way campaign exceeded its goal for the sixth consecutive year, raising $276,861 from employee and retiree donations and events to benefit united way programs and agencies across…, stronger together, for this year’s national campaign to reflect teamwork, unity and positive change their colleagues are known for. “our, stronger together, campaign connected the empire team through a shared sense of responsibility to give back, to help and to care,” said rupa naran, campaign co-chair (kingston office). “thanks to the kindness and generosity of our employees and retirees, we’re helping…, about empire life, established in 1923 and a subsidiary of e-l financial corporation limited, empire life provides individual and group life and health insurance, investment and retirement products. the company’s mission is to make it simple, fast and easy for…
Last Updated2022-12-12
18
transition to new service provider continues to provide plan members with improved assistance, on november 1, empire life passed the six-month milestone with its new travel emergency assistance program provider, trident global assistance. empire life is pleased with the success of this transitions. “the move to our new provider went smoothly…, with people making plans for winter travel, it’s important to have the trident global assistance contact details handy, plan sponsors can download cards for their plan members–and now with the latest update the plan administrator portal, they can do this even before members are active.
Last Updated2022-12-01
19
pillcheck is automatically included in empire life disability benefits, more and more canadians are taking prescription drugs as chronic disease and mental health problems become more widespread. but drugs don’t always work the way we expect. “about 95% of us have genetic variations that affect our response to a given…, pillcheck ceo, veronika litinski., “finding the right medication in the right dosage is costly, time consuming, and can be very dangerous,” says litinski. it can mean the difference between prolonged suffering—and time off work—and managing a health condition successfully. but…, five ways pillcheck can help save on plan costs, pillcheck pharmacogenomics testing can help plan sponsors save money in five areas., drug plan costs, drug therapy guided by pillcheck can save between $350 and $5000 per patient, depending on the diagnosis. savings come from avoiding the purchase of drugs that will not work for a given individual., short-term disability costs, healthcare providers are two times more efficient in identifying and correcting drug therapy problems. pillcheck’s impact was evaluated by an independent randomized clinical trial. it showed that pillcheck analysis helps accelerate recovery from…, long-term disability costs, by establishing the right drug in the right dose sooner rather than later, the goal is for people to feel better and return to work—avoiding ltd altogether, or reducing duration., absenteeism and presenteeism, while rising disability costs are attracting a lot of attention, presenteeism costs employers more. 80% of organizations’ economic burden of illness comes from lost productivity associated with presenteeism (being present at work with decreased…, recruiting costs, finding and keeping talented employees is challenging in today’s market. a 2019 study published in the harvard business review found that 34% of survey respondents left a job, either voluntarily or involuntarily, for mental health reasons. this rose…
Last Updated2022-12-29
20
empire life differentiators series, advisors are interested to understand what makes one insurance carrier different from the next—beyond price. you hear similar stories from many carriers and need to understand each carrier’s strengths in order to make a recommendation for your…, what makes aso at empire life stand out?, according to, dara brachman, , vice president of group distribution, “our advisors tell us that they find several of our features helpful—including budgeted rates, split funding, aso dental available down to 2 lives and ehb down to 20 lives —combined with quarterly statements,…, what is aso?, aso stands for administrative services only. it’s a business contract under which an insurance company agrees to perform specific administrative duties for the maintenance of a health insurance plan funded by the customer. when a customer self-…, aso is not for every group, advisors need to carefully consider the risks when deciding whether aso is a good fit for their customers. risks can include: changes in claims patterns (e.g. organizational changes at the policyholder) catastrophic claims (e.g. covid epidemic)…, is aso the right choice?, it is for many groups. it’s especially well-suited to customers with low employee turnover and whose business allows them to take a long term management approach to their insurance experience in much the same way they manage their overall…, like to learn more?, advisors can reach out to their empire life account team, and customers can talk to their group plan advisors
Last Updated2022-12-06