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41 results found.
31
kingston, ontario, august 25, 2020 — the empire life insurance company (empire life) (tsx: eml.pr.a) is adding teladoc® telemedicine services to its benefit plans. starting september 1, 2020, all group plan members with empire life group health…, about empire life, established in 1923, empire life is a subsidiary of e-l financial corporation limited. the company’s mission is to make it simple, fast and easy for canadians to get the investment, insurance and group benefits coverage they need to build wealth,…, media contact:, shelly potter 416 428-7540 or shelly.potter@empire.ca www.empire.ca , about teladoc health, teladoc health is transforming how people access and experience healthcare. recognized as the world leader in virtual care, teladoc health directly delivers millions of medical visits across 175 countries each year, including for more than 9 million…, , media contact:, kyle denton director, golin on behalf of teladoc health kdenton@golin.com 647-917-6984 1 statistics canada. “primary health care providers, 2017.” february 21, 2019 2 canadian institute for health information. “how canada compares: results from…
Last Updated2022-02-10
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all numbers expressed in millions of dollars, except per share amounts and as otherwise indicated., q1 2020 highlights (compared to q1 2019), common shareholders’ net loss of $32 compared to net income of $43 earnings (loss) per share (basic and diluted) of $(32.05) compared to $43.59 return on common shareholders’ equity1 (“roe”) of (8.0)% compared to 11.2% (kingston, on – april 30, 2020…, financial highlights , , first quarter, (millions of dollars except per share amounts), 2020, 2019 common shareholders' net income, $(32), $43 earnings per share - basic and diluted, $(32.05), $43.59 return on common shareholders' equity (annualized) (roe) 1, (8.0)%, 11.2% , sources of earnings 1, , first quarter, (millions of dollars), 2020, 2019 expected profit on in-force business, $55, $51 impact of new business, (6), (2) experience gains (losses), (128), 4 management actions and changes in assumptions, 22, (1) earnings on operations before income taxes, (57), 52 earnings on surplus, 18, 8 income before income tax, $(39), $60 income taxes, (11), 14 shareholders’ net income, $(28), $46 dividends on preferred shares, (3), (3) common shareholders' net income, $(32), $43 the expected profit on in-force business increased by 8% for the first quarter, driven primarily by modest increases in all three product lines over the last 12 months. the impact of new business was similar to the first quarter of 2019. the…, non-ifrs measures, empire life uses non-ifrs measures including return on common shareholders’ equity, source of earnings, assets under management, annualized premium sales, gross and net sales for mutual funds, segregated funds and fixed annuities to provide…, additional information, all amounts are in canadian dollars and are based on the unaudited consolidated financial results of empire life for the period ended march 31, 2020. additional information about empire life can be found in empire life’s latest management’s…, about empire life, established in 1923, empire life is a subsidiary of e-l financial corporation limited. the company’s mission is to make it simple, fast and easy for canadians to get the investment, insurance and group benefits coverage they need to build wealth,…
Last Updated2022-02-10
33
(kingston, on – april 9, 2020) – the empire life insurance company (empire life) (tsx: eml.pr.a) announced today a change in the location of its annual meeting of shareholders and participating policyholders from vantage venues, 150 king street west…, this is not a virtual meeting. common shareholders and participating policyholders cannot vote as part of the webinar and are strongly encouraged to vote by proxy in advance of the meeting, by one of the methods described in the management information circular (available at www.empire.ca/annual-general-meeting ) and proxy materials previously distributed for the meeting. , the deadline to vote your proxy in advance of the meeting is tuesday, april 28, 2020 at 3:30 p.m. edt., note that proxy materials previously distributed will not be updated to reflect the change of location and addition of a live webinar. proxy materials may continue to be used to vote common shares and participating policies in connection with the…, about empire life, established in 1923, empire life is a subsidiary of e-l financial corporation limited. the company’s mission is to make it simple, fast and easy for canadians to get the investment, insurance and group benefits coverage they need to build wealth,…
Last Updated2022-02-10
34
(kingston, on – november 13, 2020) – the annual empire life united way campaign exceeded its goal, raising $278,000 to benefit united ways across canada. the company matched employee and retiree pledges up to a total of $125,000 and also made a $20,…, about empire life, established in 1923 and a subsidiary of e-l financial corporation limited, empire life provides individual and group life and health insurance, investment and retirement products to canadians. the company's mission is to make it simple, fast and…, contact:, laurie swinton director, communications services 613 548-1890, ext. 3374 laurie.swinton@empire.ca, photo:, empire life united way campaign co-chairs renée belzile and sarah hogeboom announce the company's campaign total while maintaining a safe distance in front of the company's head office in kingston, ontario
Last Updated2022-02-10
35
fast & full tips, application / administration - fast & full, for linked applications in fast & full send an email to eappadmin@empire.ca and indicate which policy numbers should be linked. include the policy number on all correspondence. only send correspondence to the appropriate policy number, i.e. do…, medical and personal history - fast & full, don't use occupational descriptions such as: self employed, maternity leave, consultant. be specific as to what the client does, what type of business they own or what they did before going on maternity leave. ensure that questionnaires are…, financial - fast & full, provide financial documents as well as financial questionnaires to support large cases. remember to tell us the source of any unearned income or income from sources other than the primary occupation. , paper applications tips, application / administration - paper applications, if sending in paper clearly mark linked applications and clip applications together. for example, family members or business partners who are to be underwritten together. include the policy number on all correspondence. only send correspondence to…, medical and personal history - paper applications, for paper answer all questions either yes or no – we cannot accept n/a, leaving a question blank or crossing out the question. provide full details on a yes answer – complete the appropriate questionnaire and this may help to avoid aps ordering – i.…, financial - paper applications, provide financial documents as well as financial questionnaires to support large cases. remember to tell us the source of any unearned income or income from sources other than the primary occupation.
Last Updated2022-05-10
36
celebrating first year anniversary with new service provider, may 1, 2023, air passenger traffic regained momentum in 2022, according to iata, as travel restrictions were removed and passengers showed strong interest in travel. passenger traffic grew from 42 per cent of pre-pandemic (2019) volumes in 2021 to 69 per cent in…, vanessa lycos, , vice-president of group product marketing at empire life.”we set the expectation that plan members’ calls would be answered within 20 seconds 80 per cent of the time. trident really outperformed— answering calls in under 20 seconds, 93.5 per cent…, magdi riad, , president and ceo of trident global assistance says that thorough planning was critical to a smooth transition. “i truly believe we planned really well for the transition. we dedicated enough time to make comprehensive plans, then we executed well…, dragana kosic, , says the pandemic changed canadians’ views on travel and travel insurance. the pandemic imposed restrictions on many aspects of daily life, and kosic believes this has had a spillover effect on the nature of plan members’ calls to the travel…, nathan lui, , the empire life product manager responsible for the move to the trident, is delighted that people are calling for pre-trip planing assistance, and says that service excellence is a motivating factor for empire life. he credits good planning and…
Last Updated2023-05-01
37
kingston, ontario, october 1, 2020 — the empire life insurance company (empire life) (tsx: eml.pr.a) is adding telemedicine services to its voyageur global benefits suite of expatriate benefit plans administered by metlife, effective october 1, 2020…, about empire life, established in 1923, empire life is a subsidiary of e-l financial corporation limited. the company’s mission is to make it simple, fast and easy for canadians to get the investment, insurance and group benefits coverage they need to build wealth,…, media contact: shelly potter, 416 428-7540 or shelly.potter@empire.ca www.empire.ca, about voyageur global benefits, voyageur global benefits is a canadian group insurance benefit program that is governed by the laws of canada and that is underwritten by the empire life insurance company (empire life), an insurance company domiciled at 259 king street east,…
Last Updated2022-02-10
38
kingston, ontario, may 1, 2020 -- the empire life insurance company (empire life) (tsx: eml.pr.a) will automatically include the mental health navigator in its group benefit plans starting may 1, 2020. provided by best doctors, mental health…, about empire life, established in 1923 and a subsidiary of e-l financial corporation limited, the empire life insurance company provides individual and group life and health insurance, investment and retirement products to canadians. the company’s mission is to make…, about teladoc health, best doctors is a part of teladoc health, inc., a mission-driven organization successfully transforming how people access and experience healthcare, with a focus on high quality, lower costs, and improved outcomes around the world. ranked #1 among…
Last Updated2022-02-10
39
planning to travel?, empire life spoke with trident global assistance ceo,, magdi riad, , and, dragana kosic, , director of claims and assistance, for some expert advice on making the most of your get away. empire life moved to trident global assistance in may this year, so we asked how the move has gone from their perspective. empire life moved to trident…, magdi:, so far it’s been very smooth, i’m happy to say. call volume is up, and customer satisfaction is high so i’d call this a success in terms of transitioning to a new service provider. with covid subsiding, people are travelling again. what are the…, dragana:, “am i covered for covid?” tops the list. people are asking if they will be covered if they get sick from covid while travelling—the answer is yes since empire life’s travel emergency program has no restrictions related to covid-19. they’re also…, magdi, : i saved mine to my phone photo library, but someone suggested i use notes. that’s a good idea for people who take a lot of pictures. that way you’re not scrolling through your library to find your card. i don’t have to worry about that! i do the…, dragana, :, i’m a paper person—i want a hard copy, so i printed mine! we’re pleased so many plan members downloaded their new card—but not everyone has. what happens if someone calls trident global assistance and they don't have their card? , magdi, : i’m not sure how they would call us without their card—unless they saved their phone number in their contacts, which is really a pretty good idea, actually—but we can look up their coverage details and provide assistance. you’re seasoned…, magdi: , research your destination: the more you know, the more you will be able to make the most of your time there. you will also have greater insight and understanding of what you are experiencing—natural phenomena, people, customs, and architecture. …, dragana: , be patient: with yourself, with others, and with events when things don’t go exactly according to plan. if you can take a breath and lean into patience—and curiosity—you may be able to avoid feeling angry or irritated if things go wrong. pack…, magdi, : thailand and the philippines. they have gorgeous beaches, they’re out of the ordinary, and they’re well priced, so a great way to stretch your dollar. we’re in canada, a country with short summers, so a dream destination for me better be sunny and…, dragana, : israel and egypt are top on my list. i’m a history buff and usually travel to historic sites. art, architecture, culture, ancient civilizations—these two have it all. empire life moved its travel emergency assistance program to trident global…
Last Updated2022-08-03
40
hero-trips-final-decwebinar-nd-en (1).png "estate planning fundamentals", estate planning fundamentals, this session focuses on the various issues and aspects of estate planning, coupled with the importance of the process, appropriate strategies and how life insurance plays a role. attendees will gain a deeper understanding of the issues as well as…, ce credit offer available until june 17, 2024., quiz will appear after webinar has been viewed, understanding taxation of funds, this session explains the reporting and taxation of growth, income and cash flow out of investment funds. attendees will gain a clearer understanding of the differences in reporting between segregated funds and mutual funds both during the…, ce credit offer available until april 23, 2024., quiz will appear after webinar has been viewed, life insurance as an asset class, a number of investors rely on fixed income investments like bonds and gics to provide income and capital preservation benefits to their portfolios. are there alternatives that may replace the portfolio protection that was historically available…, ce credits are no longer available for this webinar., small business owners and positioning life insurance policies , transferring the interest in a life insurance policy happens often and it can seem complicated. questions frequently arise around this topic, particularly in corporate situations. this session will cover the key elements of policy transfers between…, ce credits are no longer available for this webinar., getting paid for the value you provide webinar, the biggest drivers of change are changing client behaviours, expectations and priorities. client experiences are the most prominent factor impacting many of the changes we see today. their preferences for services and relationships can help…, ce credits are no longer available for this webinar., shared ownership and critical illness insurance , critical illness insurance policies are often purchased under a shared ownership structure which may also be referred to as a split-dollar arrangement. establishing a shared ownership structure will require some work from advisors to provide…, ce credits are no longer available for this webinar. , insurance based investments: featuring some of our most frequent case consultation themes, this session will go through a number of previously published articles to explain and reinforce strategies and opportunities focusing on investments. a variety of case studies will showcase challenges that may arise and preferred strategies to…, ce credits are no longer available for this webinar. , corporate owned life insurance and personal estates, this session takes a deep dive into the individual policies owned and/or paid for by the company at the time of purchase and the legal and tax implications of transferring policies or flowing benefits to family members for personal estate planning…, ce credits are no longer available for this webinar., generating lifetime income: part 2 - the planning process, this second session looks at some key considerations that can impact how long money will last, income-generating strategies that can help with the ups and downs of the market, options to address some rules of thumb that may not be sustainable, and…, ce credits are no longer available for this webinar., generating lifetime income: part 1 - the planning process, this first of a two-part session explores the unique aspects of planning for an income that is designed to support the lifestyle individuals and clients envisage as they approach or embark on the journey of financial independence. attendees will…, ce credits are no longer available for this webinar., financial underwriting and larger case handling, this session will help attendees by diving into steps that can be taken to facilitate a smoother underwriting process for larger cases. we will share an overview of financial underwriting at empire life, including: the importance of complete…, ce credits are no longer available for this webinar., wealth building and preservation strategies for a successful year, using case studies and client surveys, we will briefly cover off some key issues and opportunities for investment clients and advisors. we will also cover off concepts to help both preserve and protect financial assets. in this session, you will…, ce credits are no longer available for this webinar., advisor opportunities in this digitally, pandemically & economically changed world, digital, the new normal remote interactions: are they the new normal; are they expected; or are they a matter of client choice depending on the situation? evolving and rising client expectations how can advisors stand out from others, above others…, ce credits are no longer available for this webinar., taking a deep dive into the tfsa, the tax-free savings account program began in 2009. what was initially a small component of financial and tax planning for clients has now become an essential planning tool. in this presentation, we will go further than looking at the basic aspects…, ce credits are no longer available for this webinar., why powers of attorney, wills and trusts are important, a strong estate plan will often include powers of attorney, wills, trusts, and insurance or insurance products. as an advisor you may know about insurance planning, but how knowledgeable are you when it comes to powers of attorney, wills and trusts…, ce credits are no longer available for this webinar., creditor protection, insurance products and the canada revenue agency, have you considered what happens in situations where an estate does not have sufficient resources to pay its tax liability and there are named individuals as beneficiaries of a life insurance or segregated fund policy? this webinar will focus on…, ce credits are no longer available for this webinar., women, finances and estate planning, this webinar focused on providing effective service to a female client, with tips and strategies designed to equip advisors with the necessary tools. this session looks at; why every financial advisor should be prospecting for and strengthening…, ce credits are no longer available for this webinar., finding investment and tax opportunities in a challenging market, when markets go down and the value of investment portfolios drop, some clients can be stressed and question their investment plan. even though bear markets can bring many challenges, there are steps that an astute investor can take to use such…, ce credits are no longer available for this webinar., estate planning in the digital age tips, traps, & strategies , in today’s digital era, most of us and our clients own several forms of digital assets including social media accounts, digital music, books and photographs. these assets and others can have significant financial and/or sentimental value. how should…, ce credits are no longer available for this webinar., the hybrid advisor: marrying technology with a human touch, customers’ needs and expectations continue to be major drivers of change. are they best met by technology or humans? or a mix of both? hybrid approaches are rapidly gaining traction and market share. success will be measured by the customer’s…, ce credits are no longer available for this webinar., business owners and estate planning: is there a role for insurance-based solutions?, this fast paced, thought-provoking session will explore various scenarios and test whether life insurance-based solutions can play a role in addressing issues and providing alternatives for advisors and their business clients. attendees will walk…, ce credits are no longer available for this webinar., 2022 federal budget overview, our tax and estate planning expert, peter wouters, shares his thoughts on an overview of the 2022 budget and how it will impact clients in this timely 25 minute video. download the infographic, ce credits are no longer available for this webinar., complex family dynamics and estate planning using segregated funds, as your clients age, particularly high net worth clients and those with complicated family situations, wealth transfer becomes a priority. as their focus starts to change from accumulating assets to estate planning and wealth transfer, will they…, ce credits are no longer available for this webinar., 10 more key tax issues and opportunities for investment clients and advisors, join the tax, retirement and estate planning services team as they cover 10 key tax issues and opportunities for investment clients and advisors. in this session advisors will learn strategies that will help them get started in the right direction…, ce credits are no longer available for this webinar., estate planning for the blended family, through a series of scenarios dealing with the blended family, advisors will learn strategies using life insurance to assist clients in blended families navigate various tax and estate planning issues. , ce credits are no longer available for this webinar., intergenerational wealth transfer and life insurance for kids, this session covers some of the important factors that impact where wealth goes, who the decision makers are and how values can be expressed as part of the things that are passed down to heirs. through a series of case studies advisors will learn…, ce credits are no longer available for this webinar., a few year-end tax tips and strategies, this session covers a few year-end tax tips and strategies for individuals and business owners that advisors should consider in their year-end communications with clients. the topics covered will include tax loss harvesting, rrsp conversions, over-…, ce credits are no longer available for this webinar., beneficiary blow-ups - focus on insurance, this session covers estate planning issues with a focus on insurance. using case studies, attendees will learn how to avoid the common pitfalls when it comes to probate, naming beneficiaries and setting up trusts. attendees will also learn…, ce credits are no longer available for this webinar., separation and divorce: who gets what, sometimes, the process of dividing property is fairly straightforward and is handled quickly and easily. in many other situations, emotions run high, generating a messy process, ugly exchanges and bitter outcomes.this session takes attendees through…, ce credits are no longer available for this webinar., retirement income – tax considerations and strategies, do you want to level-up your tax knowledge of segregated funds? this session explores the taxation of segregated funds, specifically the tax consequences for older, retired investors holding investments in non-registered accounts. using case studies…, ce credits are no longer available for this webinar., old macdonald had a farm: business transfer and estate issues and options, this informative and thought- provoking session provides an overview of business succession planning and the tie-in to estate and legacy planning. attendees will learn about some of the issues and options on a sale or transfer to children,…, ce credits are no longer available for this webinar., building and taking advantage of corporately owned segregated funds, how is investment income taxed in a corporation? what are some of the tax issues generally and what about those issues when we are dealing with segregated funds? join peter wouters for this session as he shares answers to these questions and…, ce credits are no longer available for this webinar., cross border investment issues for americans in canada, should your approach to advising american clients living in canada be different? join us for our next triipss webinar exploring the answer and other questions surrounding the implications for american investors living and working in canada. during…, ce credits are no longer available for this webinar., 2021 federal budget overview video, our tax and estate planning expert, peter wouters, shares his thoughts on an overview of the 2021 budget and how it will impact clients in this timely 30 minute video. download infographic, ce credits are no longer available for this webinar, , investment strategies for a successful 2021, join peter wouters as he takes a look at the research, ideas and strategies for saving and investing money for the long-term. this session considers the backdrop of digital, covid-19 and evolving consumer preferences. advisors will walk away with…, ce credits are no longer available for this webinar., beneficiary blow-ups: focusing on investments , peter wouters will cover estate planning issues with a focus on investments. he will use case studies - many from the courts - to highlight strategies and pitfalls where beneficiary designations may be overridden. he will also show how to…, accessing cash values from a permanent life insurance policy, cash surrender values of a life insurance policy constitute an asset for the policy owner that can be accessed for different purposes. advisors will be better positioned to help promote this asset class to their clients and add value for them…, locked-in retirement accounts: opportunities for retirement and estate planning, it is becoming more challenging for retiring canadians to coordinate their income sources. income may start at different times, be taxed differently, have different levels of guarantees and flexibility. you can see this complexity particularly…, transferring life insurance policies, transferring the interest in a life insurance policy happens more often than you may think. learn about what happens with various scenarios involving the transfer of an interest in a life insurance policy. the session includes sample calculations,…, disruptions, distractions and direction, this session will look at the changing needs, expectations and social behaviours that are impacting the customer-advisor relationship. it will explore the disruptions and distractions facing business practices to provide insight into the direction…, new and classic strategies using additional deposit option – part 2, charitable giving and immediate financing arrangement, this session will explore a new and creative way to double up on donations and maximize the use of life insurance to multiply the gifts donors are interested in making. it will close with answers to immediate financing arrangements generally and…, new and classic strategies using additional deposit option – part 1, watch david thomas provide an overview of the corporate legacy builder – one of our top performing life insurance strategies and an industry favourite – and learn ways to optimize this strategy with ado., sequence of returns risk and retirement income, join peter wouters as he takes a timely look at some of the risks investors face in their retirement, including how sequence of returns risk can disrupt an otherwise well put together retirement plan. peter will explore strategies you can use to…, succeeding in a digital and non-face-to-face world, watch peter wouters as he discusses strategies on how to succeed in a non-face-to-face environment as an advisor. the session closes with david thomas providing a summary of the canadian government’s covid-19 emergency response act and how advisors…, why segregated funds: canadians want guarantees, we all know what segregated funds are but may be missing the why and how they may be incorporated into clients’ portfolios. now, more than ever, segregated funds may help your clients cope with market volatility and give them peace of mind., insurance strategies for a successful 2020, j. david thomas, , director advanced sales and marketing for life insurance, takes you through an informative overview of three popular insurance sales concepts to help build your business. the goal for the session is to demonstrate how these concepts can propel…, short term focus; long term view, join , peter wouters, as he discusses the importance of putting the right kind of focus and attention to saving and investing money at the beginning of the year., repositioning corporate assets, join, j. david thomas, as he discusses the passive income tax rules for private corporations that were introduced in 2018 and how these rules have created serious problems for clients caught in the cross-hairs., individual pension plans (ipps) - part 2, this webinar accompanies the webinar "individual pension plans part 1" and covers plan set-up and administration, rrsp vs. ipp, and options for funding, retirement, death and wind up., individual pension plans (ipps) - part 1, in this informative part 1 session,, peter wouters, provides an overview of individual pension plans - what they are, why consider them, how they work and identify suitable candidates. , 13 biggest investment mistakes retirees make, over the years, peter wouters, has spoken with thousands of retirees and near-retirees about money and the investment mistakes they make. join peter for an informative summary of the, 13 biggest investment mistakes retirees make, , along with some tips on how to avoid or correct them., the family cottage, if clients want to pass on the family vacation property to their children one day, the cost of transfer may come as a considerable shock to them. join, peter wouters, for an informative webinar that will cover the importance of preparing for tax implications that a vacation property transfer can bring. , top insurance strategies to win more clients, join, j. david thomas, as he leads an overview on some of our most popular advanced sales concepts for insurance along with helpful case studies to help boost your business., federal budget 2019 overview, the recent federal budget introduced a number of changes for retirees, small businesses, farms, investors, home buyers and health and support care. join, peter wouters, as he takes a deeper l, running a small business: new rules part 3, join, peter wouters, as he takes a deeper look at individual policies owned and/or paid for by the company at the time of purchase and the legal and tax implications of transferring policies or flowing benefits to family members for personal estate planning needs., running a small business: new rules part 2, peter wouters, discusses targeted shareholder employee benefit plans as options to holding retained earnings destined to provide retirement cash flow, and trusts that offer benefits for select employees. , running a small business: new rules part 1, peter wouters, provides an overview of the proposals, changes and updates dealing with income splitting and passive income as well as concerns, cautions and opportunities for business clients and their advisors. , guaranteed lifetime income in action (part 2), how can you provide contractually guaranteed lifetime income to address the needs and expectations of your aging clients? learn from a number of case studies how some income approaches meet the criteria set by today's aging canadians, guaranteed lifetime income: 90% retirement income factor (part 1), attendees will learn what guaranteed lifetime income means to aging canadians, why it's important to them and how much they need or want., federal proposals taxing private corporations update, peter wouters, discusses updates and changes to the original proposals and some next steps for practitioners and their clients. , seven sins of succession planning, many advisors are comfortable running their day-to-day business with the expectation that the sale of their practice will be smooth and seamless., peter wouters, will show you how to avoid succession planning errors. , understanding taxation of funds, when your clients receive their statements and tax slips, they may have questions., peter wouters, will help you understand the reporting and taxation of growth, income and cash flow from investment funds to help you answer their questions. , triipss webinars, triipss (tax, retirement, investment and insurance planning strategies and solutions) is a new webinar series featuring peter wouters. with our webinars, you become more knowledgeable on various industry related subjects so you can better meet the…
Last Updated2024-03-22