Insurance & Investments

Throughout Life Insurance Awareness Month in September we offered simple tips for first-time insurance buyers. Now we turn our attention to helping those with the foresight get life insurance to ensure you continue to enjoy the benefits that true peace of mind brings. Owning life insurance is not like owning a house or a car – you don’t have to watch it every day. However, it is often a decades-long investment and you should check under the hood every so often.

With that in mind, here a few common pitfalls you can avoid:

The next retirement myth is an example of an inter-generational issue. It also goes back to the issue of when to start making and funding plans for retirement. 

Retirement myth #10: I’m too young for critical illness or long term care coverage

As Life Insurance Awareness Month 2020 draws to a close, we want to offer one last tip for the first time life insurance buyer and that is to choose an insurance company that you feel conformable with. Things you might want to consider are:

In this Off the Cuff video, David Mann discusses how COVID-19 may be resulting in a K-shaped recovery which is exposing relative strengths and weaknesses in operating models.

Now that you’ve crunched the numbers and learned the lingo, you need to think about which type of life insurance policy suits you best. There are two basic categories of life insurance: term insurance and permanent insurance (sometimes called “whole life”).

We’ve done the “why” and the “how” of owning life insurance, this week it’s time to look into the “what” as in “what are they talking about?”

Last week we went over the question” Why do I need life insurance?”. This week we’ll tackle the “how” – as in “how much life insurance you and your family need”. This is a fairly straightforward process but requires some legwork and university-level math skills (that’s a joke, BTW).

If the past 6 months has taught is anything, it’s that you can never be too prepared for the unexpected. For many of us across Canada, that has meant taking a hard look at the emergency response plan we have for our families and our futures. We think that plan should include some form of individually owned life insurance.

Thinking about buying life insurance can be overwhelming – especially when it’s your first time. There are a lot of choices out there and many factors to consider. Our goal is to make your insurance shopping experienc

e as painless as possible. To help ensure that you navigate your journey successfully, we are going to share a simple tip every Tuesday during September to get you started.

Without any further ado, let’s get started with our first tip.

Greg Chan discusses how our disciplined investment approach allowed us to take advantage of a short term market dislocation in this Off the Cuff video.

From the Desk of the CIO: Ian Hardacre shares his views on the current equity markets. Ian also discusses the importance of active management and how a good asset allocation practice can improve a portfolio’s risk-return profile.