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Insurance, Investments, and Group Benefits

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Digital Health Week is November 29–December 5: let’s celebrate the gains we've made



I remember being a little taken back when Dr. Tim Foggin, Teladoc’s Medical Director for Canada, first mentioned that only about one in 10 doctor consultations require physical touch to be effective:

“Many patients and family physicians have been surprised to learn in recent months what we have known for several years: that many—and some would say most—consultations benefit from physician skills and involve patient needs that do not need immediate physical touch. Family doctors in Canada are telling me that around 10% of consults, sometimes less, need to be in person. The landscape has changed dramatically due to this new understanding.”
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Five reasons every Canadian should make a (legally valid) Will

Helpful Tips, Insurance

As a lawyer who formerly specialized in advising clients about estate planning, I’ve seen firsthand how important it is for Canadians to make a Will. Whether it’s to maximize the estate you leave behind for the next generation, or to make sure your wishes are carried out the way you planned, making a Will is vital. Despite this, over half of Canadians do not have a Will![i] That’s why I take the opportunity in November to mark Ontario’s “Make a Will Month” and to promote this crucial aspect of estate planning to advisors, friends and colleagues.

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Spotlight on Diabetes

Group Benefits

Diabetes drugs account for close to 10% of prescription drug spend, and continued to top the list of ‘traditional’ drugs in 2020. While healthy lifestyle habits—including exercise, a healthy diet, and maintaining a healthy weight—are critical to preventing and managing diabetes, simply telling people to move more and eat less isn’t always helpful. In this blog, we discuss three benefits that can help people with diabetes stay on track.

 

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Financial markets at a glance - September 30, 2021

Investment Views, Investments

 

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Emblem Portfolios in action - Asset allocation update, September 2021

Investments, Tactical Updates

Key takeaways:

Emblem Portfolios - Canadian: September 22, 2021
Emblem GIF Portfolios - Global: September 27, 2021

  • Incrementally less aggressive outlook/positioning towards risk assets
  • Deploying cash to realign select asset class exposures back to targets

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China's increased regulatory scrutiny and portfolio risk management

Investments, Off the Cuff

David Mann discusses the recent changes that have occurred in China, its impact on the technology sector and how the team manages risk in the portfolios.

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An update from the U.S. Federal Reserve at Jackson Hole

Investments, Off the Cuff

Ian Fung discusses the potential impact on the market as a result of the U.S. Federal Reserve announcement.

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Sustainable Investing - The Time is Now

Investment Views, Investments

Highlights:

  • Strong sustainable investing interest in the current environment
  • Record fund flows into Canadian sustainable investment funds
  • Wide interest/usage gap and demographic factors allude to potential for greater fund flows
  • Discussion and education will be important drivers going forward
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Sustainable investing: Common myths and misconceptions - Part 3

Investment Views, Investments

From an evidence point of view, the proliferation of sustainable investment strategies and strong fund flows into these products are easily researched through publicly available resources. Underlying these trends, however, is a more durable structural shift.

Myth #3: Sustainable investing is a fad

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Sustainable investing: Common myths and misconceptions - Part 2

Investment Views, Investments

Myth #2: All sustainable investing approaches are essentially the same

It is vital in understanding the different approaches related to sustainable investing. While standards and definitions continually evolve, there are generally six approaches to sustainable investing. Depending on an investor’s motivation in considering sustainable investing, some approaches may be more relevant than others. 

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