Empire Life Canoe Portfolio GIFs are segregated funds that can help you reach your financial goals by maintaining a long-term strategic allocation and combining the expertise of two Canadian investment management firms, Empire Life Investments and Canoe Financial.
Reasons to invest in Empire Life Canoe Portfolio GIFs:
Professionally managed investment solutions. Canoe Financial and Empire Life Investments have the expertise to help you meet your financial goals.
Diversification in an instant. Each portfolio is expertly constructed and managed to diversify across investment styles, industries, regions or categories.
Strategic asset allocation. Takes a long-term market view to construct an asset mix (a combination of cash, equities and fixed income). This strategic asset mix is designed to align with your investment objectives and risk tolerance.
Valuable protection and estate planning. A segregated fund contract includes features such as maturity and death benefit guarantees, the ability to bypass estate and avoid probate fees along with potential creditor protection, to give you greater peace of mind.
| Empire Life Canoe Conservative Portfolio GIF* | Empire Life Canoe Balanced Portfolio GIF* | Empire Life Canoe Moderate Growth Portfolio GIF* | |
| Target Asset Mix | 70% Fixed Income and 30% Equity | 50% Fixed Income and 50% Equity | 30% Fixed Income and 70% Equity |
| Investor Profile | Wants capital preservation with modest growth | Wants growth balanced with protection | Wants growth with some protection from volatility |
| Solution | Higher exposure to fixed income means less volatility but with some growth potential. | Provides an equal blend of fixed income and equities. |
Greater exposure to equities but with some fixed income to provide a buffer against volatility. |
* This is the marketing name for the fund. The fund’s legal name excludes “Empire Life” and “GIF” and includes “Canoe EL” at the start and “Protection Portfolio” at the end of its name.
You can invest with confidence knowing that Empire Life Canoe Portfolio GIFs combine the strengths of Empire Life Investments, with a track record of managing segregated funds for over 50 years and Canoe Financial, one of Canada’s fastest-growing independent mutual fund companies.
Canoe Financial LP is one of Canada’s fastest growing independent mutual fund companies managing over $12.8 billion1 in assets across a diversified range of award-winning mutual funds, private energy equity products and institutional mandates. Founded in 2008 and headquartered in Calgary, Alberta, Canoe Financial is an employee-owned investment management firm who believes in being highly accessible to investors. Canoe’s award-winning investment team are proven performers in the most widely held mutual fund categories. Canoe Financial has a significant presence across Canada, including offices in Calgary, Toronto and Montreal.
The Empire Life Investments Inc. team is made up of experienced professionals with specific expertise, skills and knowledge. Our team-based approach is at the core of how we manage money. We believe sharing ideas leads to better investment decisions and ensures the continuity and stability of our funds and their performance. The team manages Canadian, U.S. and international equities, balanced and fixed-income investments.
Segregated funds are available only through insurance companies as an investment option within certain types of insurance policies. The policy can provide valuable benefits, including the security of insurance guarantees.
1 As at December 31, 2022.
2 Guarantees are reduced proportionately by withdrawals.
3 Final reset on Annuitant’s 80th birthday.
Empire Life Guaranteed Investment Fund contracts can give you the growth potential of investment funds with the security of insurance guarantees that can help you reach your financial goals.
Whether your life’s goal is building wealth, having income for retirement or protecting your loved ones, Empire Life Guaranteed Investment Fund contracts have the choice and guarantees you need to help meet your financial goals for today and in the future.
Asset allocation is an investment strategy whose aim is to balance risk and growth, by providing a framework for your investment portfolio that is set against your goals, risk tolerance and time horizon.