Product Sales and Advice
Products or services described on this website are only available to individuals or entities resident in Canada at the time of application or purchase. The contents of this website are not intended to constitute an advertisement for such products and services in any other jurisdiction.
Any material on this website is for information purposes only and does not constitute an offer to buy or sell any Empire Life products or services. All products and services are subject to the terms and conditions of the applicable contracts.
The financial products offered by Empire Life have various levels of risk to the investor, including the possibility of loss of amounts invested. Before buying any Empire Life product, review the Information Folder and/or other disclosure documents provided by your advisor and discuss with your advisor the suitability of the various investment choices to your own personal situation. The past performance of any investment choice with non-guaranteed benefits is not an indicator or guarantee of future results.
The contents of this site are protected by copyright. Visitors to this site may copy information for their own non-commercial personal use but may not republish or reproduce any part without the prior written permission of Empire Life. Republishing and reproducing includes any uploading, downloading or providing access to the information on this site on the Internet or any other local or international computer system or means of distribution. An acknowledgement of the source must be included whenever our materials are copied or published.
Empire Life will take appropriate legal action in response to any infringement of its rights. The Empire Life Insurance Company disclaims any and all liability which may result from any unauthorized reproduction or use of the information on this site.
Empire Life owns all the trademarks used on or in connection with the goods and services which Empire Life provides. The trademarks are protected by Canadian laws. All rights reserved.
The purpose of this website is to provide general information about Empire Life and its products and services.
The information and features contained in this website, as well as the website itself (collectively, the “Internet Service”), may be modified or upgraded without notice. Empire Life does not guarantee the accuracy or completeness of any of the website content, its functionality or transmission capability.
Empire Life makes commercially reasonable efforts to maintain the availability of this website. However, Empire Life reserves the right to shut down this website in order to perform maintenance, updates and other reasonable adjustments. Some or all of the Internet Service may be unavailable during such times.
You agree that you will not
(i) interfere with the functioning of the Internet Service;
(ii) bypass any measures used to secure or restrict access to the Internet Service;
(iii) impose an unreasonable or disproportionately large burden on the Internet Service's infrastructure; or
(iv) employ any automatic devices or means to use or access the Internet Service.
You acknowledge and agree that the information presented to you through the Internet Service is protected by copyrights, trademarks, service marks, patents and/or other proprietary rights and laws. Except as expressly authorized by Empire Life, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Internet Service, in whole or in part.
Your use of the Internet Service is at your sole risk. Any material downloaded or otherwise obtained through the use of the Internet Service is at your own discretion and risk. You will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material. The Internet Service is provided on an "as is" and "as available" basis. Empire Life expressly disclaims all warranties of any kind, whether express or implied.
Without limiting the generality of the foregoing, Empire Life makes no warranty that
(i) the Internet Service will meet your requirements,
(ii) the Internet Service will be uninterrupted, timely, secure or error-free, or
(iii) any errors will be corrected.
The Internet Service is not intended to provide financial, legal, medical, accounting or tax advice, and should not be used or relied upon as a substitute for professional advice or your independent research.
This website may provide links to other website or resources or it may be accessed via a link from other website or resources. Empire Life has no control over these websites or resources, does not endorse any content found on them, and is not responsible for any consequences resulting from your use of them.
Empire Life shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to damages for loss of profits, goodwill, use, data or other intangible losses (even if Empire Life has been advised of the possibility of such damages), resulting from:
(i) the use of, or the inability to use, the Internet Service,
(ii) unauthorized access to or alteration of your transmissions or data, or
(iii) any other matters relating to the Internet Service.