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One of the top 10 Canadian life insurance companies*, we offer life insurance, investment products and employee benefits, including:

Read more about our customers, people, financial strength and ratings.
Fast Facts

How are we different from other insurance companies in Canada? 

Our mission is to make it simple, fast and easy for you to get the investment, insurance and group benefits coverage you need to build wealth, generate income, and achieve financial security. Based in Kingston, Ontario and with offices from coast to coast, we are known for:

  • Our integrity
  • Sound financial management and fund management
  • Strength and capitalization
  • Personalized service
  • Industry-leading technology
  • Strong distribution partner relationships  

Our promise to you 

We value the trust you place in us to pay claims and manage your investments responsibly. 

  • Overall individual life claims paying rate for 2022: 99.5%
  • Net benefits and claims paid to our customers in 2022: $673 million
  • Total assets including general and segregated funds as at December 31, 2022: $17.3 billion

*Based on total assets as reported in December 31, 2022 OSFI filings.


Industry protection

Empire Life is a member of Assuris, the not-for-profit organization that protects Canadian policyholders in the event their life insurance company fails. Details about Assuris’ protection are available at or by calling the Assuris Information Centre at 1-866-878-1225.

Assuris website