Scheduled Maintenance - Saturday August 24, 2019
The Empire Life websites will be unavailable from 12:00 pm to 7:00 pm ET Saturday 24 August 2019 for scheduled system maintenance. 

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Guaranteed Life Protect™ provides coverage for life. As long as premiums are paid when due, coverage will never decrease. If the insurance contract is in effect when the life insured dies, we will pay a death benefit to the life insured’s beneficiary or estate. The amount we pay will depend on when death occurs and its cause.

  • If death from natural causes occurs within 24 months of contract taking effect or of reinstatement, the amount we pay is limited to premiums that have been paid during the 24 month period, without interest 
  • If death due to an accident occurs within 24 months of contract taking effect or of reinstatement, we will pay the face amount of the policy (some restrictions apply)
  • If death from any cause occurs on or after the 2nd anniversary of contract taking effect or of reinstatement, we will pay the face amount of the policy
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Guaranteed Life Protect™ is for: