Main Content

Each year, Canadian organizations like yours reap the rewards of doing business beyond Canada’s borders. Empire Life can help, by providing benefits for expatriate employees and their dependants. Voyageur Global Benefits™ offers you a comprehensive range of high quality expatriate benefits, administered by MetLife Worldwide Benefits with access to their extensive, well-managed global network.

Voyageur Global Benefits is flexible, so you can tailor benefits to meet the needs of your employees and your business. You can count on employees and their dependants having access to:

  • Local experts who understand the healthcare system where they are posted and who make it easier to receive and pay for care.
  • Professionals in more than 40 countries who have knowledge of country regulations, local customs and language barriers.
  • One of the largest global medical networks, with nearly 1.5 million providers carefully selected and managed, to serve employees like yours.


Are Voyageur Global Benefits for you?1

Voyageur Global Benefits may be the best solution for you if you want competitive benefits for:

  • Expatriates (Canadian citizen or Canadian national working outside Canada for 6+ months)
  • Inpatriates (Non-Canada-based employees working on temporary assignment in Canada)
  • Rotators (Employees on assignments that alternate between Canada and a foreign work location for specified periods of time)
  • Third-country nationals (Non-Canada-based employees sent on temporary work assignments to countries other than Canada)
  • Key local nationals (in certain countries) (Key foreign employees working in their home country for a multinational company)
  • Short-term business travelers (Employees on a business assignment outside of Canada for typically under 180 days)

How Voyageur Global Benefits work

Regardless of which benefits you choose, you will have a specialized implementation coordinator to ensure your program gets off to a smooth start and is set up to fit your needs.  Once your program is in place, you will have a Global Account Manager as your single point of contact, for ongoing support.


Key features and benefits

There’s lots of flexibility to customize an expatriate benefit program to fit your employees and your business. With Voyageur Global Benefits you can select one, some, or all of the program’s suite of benefits based on your needs and budget. The program offers:



  • Medical

           - Emergency Medical Assistance2

           - Dental

           - Vision

           - International Business Travel Medical

           - Employee Assistance Program (EAP)3

           - Second Opinion Service4

           - Wellness Tools & Resources5

           - Telemedicine6



  • Basic Life

           - Supplemental Life

           - Accidental Death & Dismemberment (AD&D)



  • Long Term Disability (LTD)


Get Voyageur Global Benefits working for you

To learn more about how Voyageur Global Benefits can make a world of difference for your international employees, please contact your group benefits advisor.


Voyageur Global Benefits is a Canadian group insurance benefit program that is governed by the laws of Canada and that is underwritten by The Empire Life Insurance Company (Empire Life), an insurance company domiciled at 259 King Street East, Kingston, ON K7L 3A8. Empire Life is the Canadian insurance company that provides the benefits under the insurance policies it issues. Voyageur Global Benefits is administered by Delaware American Life Insurance Company (MetLife Worldwide Benefits), a MetLife, Inc., affiliate domiciled at 600 North King Street, Wilmington, DE 19801, U.S.A., and MetLife Worldwide Benefits has agreed to provide administration services to Empire Life with regard to Voyageur Global Benefits


Coverage of these types of employees is subject to applicable laws and regulations.
2 Emergency medical and travel assistance services are provided through vendor not affiliated with MetLife
3 IEAP provided through vendor not affiliated with MetLife
4 Second Opinion services provided through vendors not affiliated with MetLife and Empire Life.
5 Service provided through vendor not affiliated with MetLife
6 Telemedicine Services are provided by a vendor not affiliated with Empire Life or MetLife.