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935 results found.
871
replacement disclosure is required when a customer is considering the purchase of a new life insurance contract that will replace an existing or recently lapsed or surrendered contract. life insurance replacement declaration life insurance…
Last Updated2023-12-06
872
the government of canada introduced the anti-spam legislation (casl) to helps protect canadians while ensuring that businesses can continue to compete in the global marketplace. canada’s new anti-spam legislation (casl) reference information http://…
Last Updated2023-12-06
873
the foreign account tax compliance act (fatca) is u.s. tax legislation enacted in 2010 to better detect tax evasion by u.s. persons living worldwide with financial accounts at non-u.s. financial institutions. effective july 1, 2014, canadian…, this document should not be construed as providing tax, legal or financial advice.
Last Updated2023-12-06
874
enhanced financial account information reporting is a requirement under canadian law which obligates financial institutions to provide certain information to the canada revenue agency (cra), which in turn transfers that information to: the us as a…
Last Updated2023-12-06
875
many provincial insurance regulators require advisors to be sponsored by an insurance company under certain circumstances. this comes with many obligations on the part of insurance companies. circulars sponsorship criteria & requirements…
Last Updated2023-12-06
876
december 13, 2023—(kingston on) in honour of its 100th anniversary on january 11, 2023, empire life launched a grant program that encouraged employees to nominate and vote for charities across the country. the final 10 registered charities each…, beausejour family crisis resource centre, (shediac, nb), hospital for sick kids, (toronto, ontario) , kidsport, (langley, b.c.), kingston interval house, (kingston ontario) , le bouclier d’athéna, (montréal, québec) , le club des petits déjeuners, (québec) , native women's association, (québec) , pawsitive match rescue, (calgary, alberta) , sandy pines wildlife centre, (napanee ontario), urban native youth association, (vancouver, b.c.) during the nomination process, employees were asked to share why they were nominating that organization. from witnessing newborn grandchildren receive life-saving medical care to fostering abused and neglected animals, their…, about empire life, established in 1923 and a subsidiary of e-l financial corporation limited, empire life provides individual and group life and health insurance, investment and retirement products. the company’s mission is to make it simple, fast and easy for…
Last Updated2023-12-13
877
mark sylvia, mark sylvia, president and chief executive officer, mark sylvia joined empire life as president and chief executive officer in june 2014. he is also chair of the board of directors for empire life investments. mark has more than 35 years of experience in the financial services industry, many in a…, edward gibson, fsa, fcia, senior vice-president, capital management and chief actuary, edward joined empire life in february 1988 in the individual insurance division, and then progressed into senior roles in group solutions, corporate actuarial and corporate finance. in 2008, he became senior vice-president and chief actuary, and in…, kathy thompson, ba, fsa, fcia, senior vice-president and chief risk officer, kathy was appointed senior vice-president and chief risk officer in september 2018 to oversee the company's enterprise-wide risk management program and practices. she joined empire life in 1989 as an actuarial analyst, and after completing her…, richard carty, general counsel and senior vice-president, human resources, richard carty is the general counsel and senior vice-president, human resources of empire life and is vice-president and general counsel of its parent company, e-l financial corporation limited. prior to joining empire life in 2007, richard…, steve pong, basc, senior vice-president, retail, steve pong provides overall leadership and strategic direction for our retail division, including marketing, distribution, product development and service operations. he joined empire life in 1997 as director, process design and improvement, and…, michael perry, senior vice-president, group solutions, michael joined empire life in august, 2016 as vice-president, group marketing and was appointed senior vice-president, group solutions in 2019. he is responsible for marketing, distribution, product development and operations for our employee…, rebecca rycroft, fsa, fcia, senior vice-president and chief financial officer, rebecca joined empire life in 2021 as senior vice-president, corporate finance, responsible for leading our finance team. previously, rebecca was the chief financial officer and senior vice-president of a major canadian reinsurer, and prior to that…, chris volk, senior vice-president and chief technology officer, chris joined empire life in 2011 to lead our web centre of excellence. in 2017, he became vice-president, it digital strategy and innovation and was appointed senior vice-president and chief technology officer in 2021. chris is responsible for the…, mark rogers, ca, senior vice-president, corporate development, as senior vice-president, corporate development, mark rogers is responsible for strategic development, oversight and management of our subsidiary investments as well as facilitating our corporate strategic planning initiatives and process. mark…, paul holba, cfa, senior vice-president and chief investment officer, as senior vice-president and chief investment officer, paul holba is responsible for leading the investment team providing management for segregated and mutual funds and works closely with distribution partners. paul joined empire life’s retail…
Last Updated2023-12-06
878
ontario will complete its biologic drug transition period on december 30, 2023. the province began migrating patients in march, 2023. empire life has sent letters directly to plan members and/or their dependants affected by this change to remind…, fast facts, biologic drugs generally cost over $10,000 per patient per year. these high costs are due to biologic drugs having a more intricate production process, longer research and development phases and a smaller population taking them. biologics are drugs…, links to more provincial biosimilar information:, alberta - may 1, 2022 british columbia - may 29, 2022 ontario - december 30, 2023 quebec - april 13, 2022 yukon - may 8, 2024 saskatchewan - march 31, 2024 newfoundland and labrador - april 1, 2024 nova scotia - february 3, 2023 northwest…
Last Updated2023-12-12
879
a privacy breach is the loss of, unauthorized access to, or disclosure of, personal information. some of the most common privacy breaches happen when personal information is stolen, lost or mistakenly shared. reference information privacy breach…
Last Updated2023-12-06
880
if two advisors are working together, both advisors must be coded with empire life and disclose on the application for insurance. fronting occurs when an advisor who was not involved in the completion of the sales transaction with the client, signs…
Last Updated2023-12-06