EstateMax™ is a permanent participating life insurance plan that provides coverage for life. The policy can earn annual dividends, which can be paid to you or you can use them to purchase additional life insurance coverage, place in savings or use to pay policy premiums.1
1 Some dividends may be subject to taxation. Dividends are not guaranteed. See policy contract for details.
Focus on coverage, with guaranteed cash values and five dividend options to choose from.
Long-term solution for those seeking permanent life insurance coverage.
Four guaranteed premium payment options – 8 Pay, NEW 10 Pay, 20 Pay or Life Pay (to age 100)
Ability to add term life insurance or Critical Illness insurance plans as riders, save on policy admin fees.
Young families looking for affordable, permanent life insurance protection and long term cash values.
Small business owners who need life insurance protection and may need access to cash values in the early years.
Retirees interested in estate preservation and/or leaving a legacy for families or a specific charity.
Choose from a number of advisors in your area
Schedule a call or in person meeting
and buy the product that suits your needs
Optimax Wealth offers early cash value accumulation on a tax deferred basis.
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