Changes to Grandfathering rules for two life groups. New Non-Evidence and Overall Maximums for Life and Disability
We’ve just announced new Grandfathering rules. We will now grandfather groups with as few as two lives. We’ve also increased our Non-Evidence Maximums (NEM) for Life, Long-Term Disability (LTD), and Weekly Indemnity (WI) products, as well as Grandfathering and Overall Maximums for LTD.
These changes will provide greater financial protection for our customers’ plans and make it easier for business owners with as few as two employees to make the switch to Empire Life. With these increases, our NEM’s are now one of the highest in the industry.