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Empire Life offers a range of life and health insurance products to help your clients achieve the financial security you know they will need to face the expected and unexpected life has to offer.

Term Life Insurance

Our plans offer affordable term rates with the added advantage of permanent protection for life without worry of future conversion limitations.

Participating Whole Life Insurance

Our permanent participating life plans combine life insurance with guaranteed values and a tax advantage component to their protection.

Non-Participating Whole Life Insurance

Our permanent life plans offer simple lifetime protection with cash values for your clients and tax-free benefits for their beneficiaries.

Critical Illness Insurance

Our critical illness insurance protects the financial health of your clients when their own health takes a turn for the worse. Critical illness insurance provides a lump sum payment to help cover costs associated with their recovery and help supplement any lost income.